Dignity. Support. Peace of Mind. 
When It Matters Most.Get funeral cover
from as little as P32* a month.
What is the Ka-Metlha Funeral Cover ?
Whether you have a large extended family or a small immediate family, Ka-Metlha Funeral Cover gives you peace of mind with affordable and flexible funeral protection.

The policy provides a lump sum benefit in the event of death of the life assured and allows you to cover up to 17 family members under one policy.

You can choose cover amounts ranging from P10 000 to P60 000 depending on your needs.

Get 10% of your premiums back after every 5 years

Ka-Metlha is among the few funeral plans in Botswana that reward long-term commitment. For every 5 consecutive claim-free years, you earn 10% cash back on your total premiums. 
Affordable and convenient
  • Choose a funeral plan that suits your budget and family needs.
  • Cover available for yourself, spouse, children, parents, parents-in-law, and extended family members.
  • The product is widely available through Old Mutual digital channels, brokers and direct sales agents.
  • No medical underwriting required.
kids with parentsFlexible PlanA maximum of two policies per policyholder is allowed.
  • Main member only
  • Main member and spouse with up to six (6) children
  • Up to four (4) parents
  • Up to six (6) extended family members
Cover up to 17 family members on a single policy with no separate applications:Joint family pictureDouble cover on accidental death
  • Accidental death cover doubles automatically for the
    main member and spouse only.
  • The 6-month waiting period is waived entirely when the cause of death is accidental.
  • Claims are paid within 24 hours once claim requirements are met.
  • Claim notification should be submitted within 12 months from the date of death.

 

Parents playing with childCover amounts at a glanceBuild the cover structure that fits your family — all in one policy.
Who's covered
Cover amount
Age limit
You (main member)
P10 000 – P60 000
Minimum age: 18 years. Maximum age: Below 65 years. No cover cease age.
Your spouse
100% of your cover
Minimum age: 18 years. Maximum age: Below 75 years. Spouse age 65 years & above fall under extended family. No cover cease age.
Extended family (up to 6)
Upto 50% of your cover
Minimum age: 1 month. Maximum age: Below 75 years. No cover cease age.
You (main member)
Your spouse
Extended family (up to 6)
Cover amount
P10 000 – P60 000
Age limit
Minimum age: 18 years. Maximum age: Below 65 years. No cover cease age.
Cover amount
100% of your cover
Age limit
Minimum age: 18 years. Maximum age: Below 75 years. Spouse age 65 years & above fall under extended family. No cover cease age.
Cover amount
Age limit
Minimum age: From birth. Maximum age: Below 21 years (Below 25 years if full-time student). Disabled children covered indefinitely.
Cover amount
Upto 50% of your cover
Age limit
Minimum age: 18 years. Maximum age: Below 75 years. No cover cease age.
Cover amount
Upto 50% of your cover
Age limit
Minimum age: 1 month. Maximum age: Below 75 years. No cover cease age.
Fast support when neededWhen a family is grieving, here's how Ka-Metlha supports you.
Built to fit your lifeKa-Metlha is designed around how Botswana families actually live flexible, straightforward, and always there.
Frequently asked questionsTake a look at some of these frequently asked questions and answers that could prove helpful.
    This plan is suitable for individuals and families looking for affordable funeral protection and peace of mind. It helps provide financial support during difficult times and allows you to protect immediate and extended family members under one policy.
    The policy offers flexible funeral cover, quick claims support, family protection, optional cashback benefits, and flexible payment options. Cover can also be adjusted during the policy term.
    You can cover yourself, your spouse, children, parents, parents-in-law, and extended family members according to the selected plan option.
    Main member cover ranges from P10 000 to P60 000. Additional family member cover depends on the selected plan and applicable policy terms.
    Yes. There is a 6-month waiting period for death resulting from natural causes. However, accidental death cover is immediate and the waiting period is waived.
    No. There is no medical underwriting or medical examination required for this policy.
    Yes. The policy allows you to increase or decrease your cover during the policy term depending on your needs.
    Policyholders have up to 30 days from the premium due date to make payment while maintaining cover.
    Yes. The policy can be cancelled within 30 days from the purchase date provided no claims have been made and no insured event has occurred.
    The nominated beneficiary receives the payout for the main member. For covered family members, the policyholder is automatically treated as the beneficiary.
Protect your family todayGet covered in minutes with no medical tests or lengthy forms. Affordable funeral protection from as little as P32 a month. Get a quick quote!