Insurance solutions
for SMEs
Old Mutual SME solutions help SMEs run and grow
their business addressing key challenges faced by SMEs.

Get cover for your employees

Old Mutual SME staff cover is an employee benefits solution specifically designed for small to medium organisations. It provides simple solutions for SMEs and great benefits for employees with flexibility and choice. Give your employees the best life, funeral, disability and income protection solutions.
What's in it for you?
  • You're partnered with Old Mutual - a company with a solid reputation for providing excellent benefits
  • You can offer your employees a range of income protection benefits that enable them to focus on getting better and not worry about finances
  • A wide range of value-added services that ensure decision-making is easy, claims are easily submitted and families are looked after financially
  • Our life, disability and income protection solutions are affordable
  • No medical check-ups for members (participating employees)
Two women who founded a small business look at cover for employees online using a phone and laptop.
Explore our SME Staff Cover solutions

A comprehensive, yet affordable, range of employee benefits that serve to position you as an employer of choice. Each of the risk cover solutions provides offers invaluable financial protection. Individually, they are an excellent way of safeguarding the futures of your employees and their loved ones.

Life Cover
  • Help your employees be financially prepared for death with Group SME Life Cover.
  • Select core cover with a range of additional value-adds and optional benefits.

Funeral cover

  • Comprehensive family cover that provides family members with assistance to cover the costs of a dignified farewell.
  • Flexible options to choose from; Employee only, Employee and Immediate family (Employee, Spouse, Children)
A man and women smile as they search for and review life and funeral insurance options via a phone.
Disability Income
  • Flexible income protection at an affordable price.
  • Give your employees peace of mind at workplace
A woman in a wheelchair uses a tablet to access a disability cover payout paid into her bank account.
Value-Adds
  • Free financial education training for your employees
  • Free wellness services for your employees
  • CASH4❤ONES provides financial support for the family of a disability income claimant who dies

Optional risk-benefit enables employees to increase their Group Life cover without medical checks.

A woman wearing an orange t-shirt and black apron smiles and gives a thumbs up to the camera.